The Advantage of Self Insurance Programs

The problem
Business owners and organizations rate health insurance as their number one insurance challenge. The cost and complexities in the system continue to increase in a dramatic fashion every year. Good employees measure employment opportunities with a heavy emphasis on benefits.

The options
Employers are seeking alternative solutions to create quality, yet cost effective, programs that they control. Self-insurance provides the business owner the flexibility to meet organizational objectives critical to success.

Reasons to choose self-insurance

• Design benefits to meet your human resource goals
• Avoid costly mandated benefits
• Improve service levels, response time and employee satisfaction
• Control of your benefits and costs
• Cash flow management
• Timely access to complete information
• Direct communication with service provider

Reasons to choose the administration services of WBI

• Personalized professional service from our staff
• Quality and integrity in the administration of benefits
• Superior benefit management systems
• On-line access to enrollment and information
• Customized reporting
• Benefit consultation and design
• Medical review and case management
• Commitment to improving your employee’s satisfaction with their benefit plan